Local, Independent, Trusted.
All Spectrum Insurance Brokers combines years of experience with leading-edge products to provide exceptional service and value to our customers. We attribute the tremendous success to our top-notch people, consultative approach, use of advanced technology, our excellent clients and strong insurance carrier partners.
Repeat review for ASI, and in particular Jaime Starks. Jaime is the best insurance professional I have dealt with - ever ! She is exceptionally knowledgeable about the entire space. She is completely open and honest. She pays great attention to the client's needs, spares no effort in researching and presenting the best options for the client. And she is very prompt and quick too !
Bay Area R., Santa Clara, CA
This review is for Michael Denney, just renewed for my 3rd year with this guy, its never fun to come up with insurance premiums every year, But Michael makes it easy, always gets me the info needed, always caters to my schedule, and always finds the best provider for my business situation, his attitude is always positive, as long is he is with All Spectrum, I will be as well
Drew C., San Jose, CA
I can't believe I have not rated All Spectrum Insurance! Better late than never....
I have been working with Mark Veytser and Jamie Kelch for many years. They provide our company with workers comp, general liability and commercial auto coverages.
Mark is very competitive when its renewal times and shopps every options and Jamie provides certificates of insurance rapidly so that we can get paid.
Very, very great customer service!
I have been working with Mark Veytser and Jamie Kelch for many years. They provide our company with workers comp, general liability and commercial auto coverages.
Mark is very competitive when its renewal times and shopps every options and Jamie provides certificates of insurance rapidly so that we can get paid.
Very, very great customer service!
Teri A., Santa Jose, CA
This place has a high rating, and it definitely merits it. I have been working with Salina, one of their Account Managers, for approximately 3 years so far. Not once, has she provided me with anything but great service.
Based on insurance prices fluctuating from year to year, she has helped me out yearly to shop around, and get the best price and coverage my money can buy. Every year I have satisfactorily renewed my coverage with lower and lower pricing, and surprisingly, a great balance of coverage.
All Spectrum, give this lady a raise and keep her happy, because she is definitely making others happy.
Based on insurance prices fluctuating from year to year, she has helped me out yearly to shop around, and get the best price and coverage my money can buy. Every year I have satisfactorily renewed my coverage with lower and lower pricing, and surprisingly, a great balance of coverage.
All Spectrum, give this lady a raise and keep her happy, because she is definitely making others happy.
Francisco B., Santa Clara, CA
I've been working with Joseph to replace my homeowners insurance with a Landlord and Umbrella Policy for my rental. I was fully expecting to pay more for landlord insurance than my current homeowners policy since it additionally covers lost income. Joseph was able to find me a landlord policy with higher liability coverage than I currently have at a lower cost.
Everything was done over e-mail which is great because I hate spam calls, and he was incredibly responsive.
Everything was done over e-mail which is great because I hate spam calls, and he was incredibly responsive.
Austin T., San Francisco, CA
Micheal is great to work with. He's super knowledgeable, responsive and personable. I've always appreciated his transparency and thoroughness when its comes to discussing our coverage and billing. He's also extremely prompt with his assistance.
Alex H., Los Gatos, CA
I have been an All Spectrum customer for about 5 years and I have never had any issues. They have the BEST deals I've been able to find anywhere. I have an auto policy and they always look for better deals when it comes to renewal time per request and I do feel like they actually do look and find the best for me. They are very responsive via email and phone. Everyone I have dealt with has been great! Highly recommended.
Danielle S., Sunnyvale, CA
Hm, what can I say....I am SO happy I found these Insurance brokers.I was with another insurance for quite sometime. I never knew a lot about car insurance coverage, I just thought as long as I had car insurance I was good. Well, boy was I so wrong. When I started looking for another insurance company, I knew I need to find a broker to help me understand insurance. When I was looking by myself I was getting the run around and not really any explanations. A headache I tell you. Stressed out not knowing what to do, I read their website and was impress. I email All Spectrum Insurance and got a response right away. I email him and told him what I was looking for and I got a quick response. Murad was the one that took his time and found me and my husband some good insurance payments on our cars. He explained everything to us and what we had before to what we would have now(comparing). We love the price, coverage and switched. If you asked me if I would recommend them, my answer would be definitely.
Dia L., San Jose, CA
Wow! I didn't think this kind of customer services existed anymore. I've worked with Dima at All Spectrum on several kinds of insurance (home, business, etc..) and not only has he gotten me the best prices, but he helped me every step of the way in dealing with all the complicated applications. He even fought with the insurance company every time they did something wrong. It so nice not to sit there on hold trying to reach a service rep at the insurance company. Instead I just email Dima if I have any issues, and poof, the problem is fixed.
Now that I have these guys, I'll never deal with a insurance company directly!
Now that I have these guys, I'll never deal with a insurance company directly!
Boris L., Sarasota, FL
Thanks to Spectrum I have been paying lower insurance premium from the day I walked in to their office in 2008 and I met Denis Posunko. They manage to get me lower rate than I have managed to find on my own from online sites. I highly recommend them to anyone
Sol H., Milipitas, CA
All Spectrum Insurance agency is top notch! From the high rating insurance companies they work with to their hands on customer service they provide, I am confident to recommend them to family and friends. This company makes you feel like you are their only customer. This is a quality you rarely find.
Michele P., Edenvale, San Jose, CA
I have been working with All Spectrum Insurance Brokers, specifically, Denis Posunko for several years. They always shop around for the best value for any kind of insurance you are looking for. Homeowners, automobile, etc. Denis's outstanding customer service has kept me a happy, loyal customer and I hope to continue with All Spectrum Brokers for years to come. Denis is responsive - replying to emails and phone calls in a timely manner always.
Joanna D., Redwood City, CA
If you want GREAT, FAST, NICE!!! Call Dmitriy for your insurance. I would give them 10 stars if I could !
S F., Henderson, NV
A consummate professional; Dmitriy practically did everything for me. I don't remember having any issues. All my questions were answered, even information I didn't ask, he knew what I needed to know. I was very happy with the products I purchased. I would definitely do business again.
Anatoly E., Mountain View, CA
Michael Denney is a really outstanding broker. He must be Superman, because he quite literally gets things done at the speed of light! I'm German and really expect fast/responsive service, but even Michael blows my mind/expectations in terms of delivering a five-star level of service.When I first moved to this country from Germany, I got a quote for $10K/year for coverage on my Porsche. A friend put me in touch with Michael and together with my SUV coverage, Michael saved me more than $7K/year!! Same prompt/professional level of service when I needed to cancel my coverage/service and relocate back to Germany--which goes to show just what a superb and upstanding person Michael is.If I ever need insurance coverage again, Michael will definitely be the guy I go to, and I can't recommend him enough!
Oliver S., South of Market, San Francisco, CA
Fast, efficient and knowledgeable insurance folks. I would highly recommend contacting them for superior service and reasonable rates.
Beverly T., San Mateo, CA
Joseph was very punctual in replying to my quotes. He doesn't ask a gazillion questions to be able to give me a quote. (As a comparison, there was another lady from some Farm who would ask unnecessarily many questions such as the wattage of the house, the number of alarms, where they are bla bla bla). And Joseph's quote was very good.
I first worked with him for my rental property which had issues in the past (I suppose the previous owner had some insurance claims). But I've spent a lot of dough to restructure the property and was expecting get a better quote for the insurance.
Well, Joseph helped me found the best of both worlds, where the company is willing to cover for the property yet the quote came very competitively. And he did it very promptly. Thumbs up.
I first worked with him for my rental property which had issues in the past (I suppose the previous owner had some insurance claims). But I've spent a lot of dough to restructure the property and was expecting get a better quote for the insurance.
Well, Joseph helped me found the best of both worlds, where the company is willing to cover for the property yet the quote came very competitively. And he did it very promptly. Thumbs up.
C W., San Jose, CA
I have been insurance thru ASI since 2011. Murad and Salina are my go-to guy/gal for all insurance questions. Murad left ASI and Salina took over my policies, and both of them are thorough and patient with my questions and needs. The price of the policy, fire, auto, umbrella, are very competitive, in fact most of the times the price are much better without sacrifice coverage. Recently we have to update our policies significantly, and Salina walked me thru all the policy details and helped me choose the right coverage at the end. Really appreciate her patience.
Emily L., Sunnyvale, CA
I am so grateful to have found ASI. Our policy was going to be cancelled in December. Had nowhere to turn. Joseph came to the rescue. He handled everything so professionally. I immediately knew I was dealing with someone who truly cared. Not only did he find us a great new policy, it turns out that we received better coverage at a cheaper price. I wish I would have come to ASI earlier. I'm truly grateful.
Deborah N., Felton, CA
These guys are absolutely best.Had to find a new broker for our small business needs. The old guy was unreachable, unresponsive and frankly had no clue what he was doing.I was recommended to check All Spectrum Insurance Brokers. They listened to all my needs very carefully. Examined all existing policies. Did their research and made excellent recommendations, which saved me money. Subsequently I contacted them a number of times and this team was on the task right away.The only part that makes me feel bad is that I did not find this company earlier.Highly recommended.
S F., Burlingame, CA
Recently a drunk driver smashed into our house , totaling one car and destroying part of the garage while we were on vacation.
Mac, our All Spectrum Insurance broker was at the scene helping us make sure that the police had fully documented the accident correctly and secured the area to prevent against further damages. I'm very grateful to All Spectrum for going the extra mile and also providing us with ample coverage to reclaim our losses. All Spectrum truly stands by their customers and would highly them for all home/auto/business policies.
Mac, our All Spectrum Insurance broker was at the scene helping us make sure that the police had fully documented the accident correctly and secured the area to prevent against further damages. I'm very grateful to All Spectrum for going the extra mile and also providing us with ample coverage to reclaim our losses. All Spectrum truly stands by their customers and would highly them for all home/auto/business policies.
Mr. T., San Jose, CA
I've worked with Mark from All Spectrum for a number of years and couldn't be happier. He always gets multiple quotes on the renewals which ensures me that each policy is being shopped and that I get the best possible quote with the most coverage. All Spectrum's service is quick and whenever I need certificates, they get done promptly. Thank you for a great service!
Bruce W., Mountain View, CA
I'm about to leave the US after several years here so wanted to make I leave this feedback before I head out. We are/were with All Spectrum Insurance brokers for several years and were very happy with the service they provided. Michael was always super responsive and helped me navigate through the insurance jungle and finding the best quotes. He is very knowledgeable and made sure that we get the right coverage. Can only recommend the team, 5 stars! Thanks
Stefan S., Santa Clara, CA
Despite having complex insurance needs, Murad has been a great help throughout the process. Quick to respond and efficient. Would highly recommend!
Brandon C., Columbus, OH
All Spectrum handles all my insurance needs for the last few years. Denis has been taking care of the home insurance, landlord insurance, Auto insurance and Umbrella, and Mac has been taking care of the health insurance.At the time, they were able to find the best rate for me, which was significantly lower than everything else. They patiently walked with me through all the details and helped me to figure out all the different options, discounts and choices.All Spectrum always offer amazingly fast turn around when I have questions or need information. They are almost always available, and if they are not, they are very prompt on answering voice mails or email. Denis and Mac are very professional and know the insurance business in and out, and were always able to resolve any issue.
they demonstrated over last few years that they care about the customer, and that they are making sure the customer gets the best policies and rates out there, and therefore they have won my full confidence.
they demonstrated over last few years that they care about the customer, and that they are making sure the customer gets the best policies and rates out there, and therefore they have won my full confidence.
Eran C., Cupertino, CA
Great customer service, variety of insurance products offered, grear insurance broker overal.
Vlad Z., Dallas, TX
Mark from All Spectrum Insurance Brokers is the way to go! He is super knowledgeable & pleasant to work with. He always shows me multiple offers for my renewals and thoroughly explains everything. He really cares! Thank you Mark!
Kasia W., Palo Alto, CA
I switched over to All Spectrum about a year ago and so far my experience has been excellent. Michael was able to get me far lower prices than my current policies with Farmers. He was also able to help me get policies for two very difficult-to-insure properties. I always get a very quick response whenever I have a question or need some information about my policy.
Skip M., Los Altos, CA
This review is a little overdue, but sign me up on that long list of reviewers giving Michael Denney 5 stars! My fiancé and I were on the market for landlord insurance for our rental home and I stumbled upon All Spectrum Insurance on Yelp. I had call about six other insurance brokers, including my company's broker for a quote (and I get a discount). All Spectrum wasn't the most cost-effective, but it did come in second. The broker offering me the lowest quote never responded to any of my emails, and never followed up with a written quote when she promised. I was constantly chasing her down and she seemed annoyingly unorganized. I gotta admit, however, I was a bit skeptical about calling All Spectrum. In fact, I called them 15 mins before closing and Michael did not once rush me or shoo me off to call back the following day. He answered my long list of questions and he educated me when I needed further insight. He is super responsive, honest, professional, succinct and patient--no frills here. These are always a win for me. I did share guidance on the type of policy coverage I wanted and never once did Michael sell me to consider something different, higher, better, etc. Michael is very punctual and when he told me he'd deliver something or get back to me, he always followed through. High marks all around. Come here for your insurance needs and ask for Michaell Denney!
Kim N., Santa Clara, CA
Just finished working with Joseph on new personal policies -- he was very responsive and helpful during the entire process. We were changing our policies for specific needs, and I had quite a few questions along the way. I have always liked working with brokers in the past for this specific reason. Highly recommended.
Matt R., Milpitas, CA
Been working with Spectrum Insurance Brokers for several years now, and really happy with the service. Really appreciated working with Joseph Weintz, who all the time has been very professional and knowledgeable, and has always gone an extra mile for the customer. When my family member bought a car during the holiday and needed the insurance to drive it, Joseph was able to handle everything issue the policy in the matter of a couple hours, even though it was a holiday. Really appreciate working with you and happy that I switched brokers back in 2015.
George Y., Sunnyvale, CA
Great service. Called them to get a General Liability policy for my business. Mike got all info needed in one phone call. Got a quote by end of day. Next morning signed all docs and made the payment and my certificate was delivered by noon. Can't get better than. Most other brokers takes few days for a quote and keeps going back and forth asking for more info. These people know what they are doing.
Amer M., San Jose, CA
Our business has been working with ASI Brokers for several months now and I have to state that Michael Denney and ASI Borkers have gone above and beyond in providing insurance and commercial business efforts for us!! We were a new startup small business who acquired a larger business and had to consolidate and manage our business in a more effective manner and ASI Brokers was a great choice for our accelerated business needs.
I highly recommend ASI Brokers and specifically Michael Denney as he has been outstanding and very receptive to all of our needs!
Ruby G., San Jose, CA
Michael Denney is an awesome agent. I got not only the best rates from him, but also was very quick in responding back to me about my insurance claim, and what will work best for my situation. Ask for him when you reach All Spectrum.
Kartik M., Gilbert, AZ
Been working with Spectrum Insurance Brokers for several years now, and really happy with the service. Really appreciated working with Joseph Weintz, who all the time has been very professional and knowledgeable, and has always gone an extra mile for the customer. When my family member bought a car during the holiday and needed the insurance to drive it, Joseph was able to handle everything issue the policy in the matter of a couple hours, even though it was a holiday. Really appreciate working with you and happy that I switched brokers back in 2015.
George Y., Sunnyvale, CA
I received a moving violation that made my car insurance really expensive. I sent my info to a few brokers and Murad at All Spectrum was one of the first to get back to me. He quoted me a price that sounded too good to be true, but after carefully reviewing the coverage it was basically a done deal. The policy is with a name brand insurance company and actually better than my old coverage I was paying too much for.
The best part is the amazing customer service I've received from Murad. I've moved a couple of times recently, and he's been super responsive and friendly in terms of getting paperwork updated and sent out to me in a timely manner. I plan on sticking with All Spectrum for a long time, and I highly recommend them if you want great service and a good deal.
George C., Houston, TX
If you are looking to make sense of insurance and you want someone you can trust to get you the best policy, contact Michael Denney with All Spectrum Insurance Brokers. He always had the answers, was always quick to reply, and kept up with my constant changes. I've been in the insurance field for over 15 years, and for the first time, found someone with as much knowledge and EXCELLENT customer service skills as me. Michael is simply AWESOME!
Heather H., Sunnyvale, CA
This insurance agency is professional and looks out for the insureds best interest. How often can you visit an insurance agent were staff is dress professionally, knowledgeable, nice and provides you with options to save you money, you don't see that often. If you need insurance, give these folks a call or stop in and see what i mean.
ASI - Thank you for all your hard work today. Go Progressive!!!!!!
ASI - Thank you for all your hard work today. Go Progressive!!!!!!
Nelson D., Walnut Creek, CA
When purchasing a new home, we wanted to consolidate insurance for home, auto, and rental properties, plus get an unbrella policy. After contacting four brokers, Michael got us quotes promptly (within 48 hours!) that were accurate and included everything we needed. Only one other company came close, and it took them 2 weeks to get back to us. Michael was Johnny-on-the-spot and we were so happy that his pricing was as good as his service.
Ammy W., Santa Clara, CA
Add me to the list of Yelpers giving Michael Denney 5 stars! He responded to my inquiries about auto insurance promptly, compared companies' policies and rates, offered a very reasonable quote, and sold me a policy. He is a true professional - communicative (via both email and phone), efficient, and effective. Thank you, Michael! And thanks to the Yelpers whose reviews prompted me to give Michael a call!
R C N., San Francisco Bay Area, CA
I bought my first new car in early 2014, which happened to also be my first time needing insurance as I was previously under my parent's. I wasn't sure where to even start. Michael Denney was very helpful in showing me my options and helping me find coverage that would be good when I need it, but price-effective in the meantime. Now that it's time for a renewal of my policy, Michael took the time to see if what I have is still my best option so I'm not locked into something I don't want ...before I even realized it's time to renew! Thanks, Michael!
Melissa J., San Jose, CA
I have been a client of All Spectrum Insurance for many years now, and switching to this company saved me a lot of money over the years. They have the best rates and have been able to give me discounts for multiple cars and home policies. The stuff is very professional and reply to any insurance related questions very quickly and efficiently. The best company I had worked with!!!
Nina V., Santa Clara, CA
All Spectrum has helped us insure several of our properties over the past seven years and have consistently delivered a valuable service. They diligently check with other carriers to be sure we are receiving the best value. We have been impressed with the quick turnaround with regards to our questions and they utilize modern technologies to deliver prompt service.
Graham C., Santa Clara, CA
I've been a customer of All Spectrum for years. The best service ever! This company values it's customers and their time. Everything is done in a flash! No hassle with the paperwork. No hassle with the appointments. Virtually everything can be done using the smartphone: application, changes, signing,...you name it. And there is virtually no response time, that's how fast this company is responding to it's customers needs. I wish we have more services like this one. Mac and his Team are setting the example of how the great respectable service should be.Thank you very much, All Spectrum Staff, for always being there for us!!!
Julia R., San Mateo, CA
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